Personal Finance Book Dedicated to OFWs

Personal Finance Book Dedicated to OFWs

1.) What is the financial book about?

The OMG book is about the typical financial challenge or struggle that many OFWs have faced: managing hard-earned money. Through this book, I mentioned about the importance of having the right mindset and proper financial education.

2.) Why is it titled “OMG”?

The “OMG” is actually an acronym which means: “OFW’s Money is Gone.” The purpose of the author is not just to have a catchy title but to present the reality or the financial condition of many OFWs.

The OFWs money behavior is so crucial that when they are not financially educated, their hard-earned money is gone so quickly.

3.) What does the book teach OFWs in terms of investment options and savings they can do while still employed abroad?

OMG book offers practical tips about savings and investments. For instance, rather than sending all the money to the Philippines, an OFW is advise to pay himself first or to save for his future. The book also teaches OFW to set an emergency fund and have comprehensive insurance so that he will be adequately protected especially if he is a breadwinner in the family.


For investment side, the book strongly encouraged the OFW to invest in financial education. It means that before he get involved into actual investment opportunities, he has to study and do some research to make an informed decision about money. My philosophy is that financial literacy is the best way to combat investment scams.

The investment options presented in the book are stock market, mutual funds, Unit Investment Trust Fund (UITF), real estate, bonds, etc. The good news is that this form of investment can be done even when you are still employed abroad.

4.) Does the book have a section for their family members? 

Yes. In fact, there is a section entitled “When Helping is Not Really Helping” as one of the common money mistakes by many OFWs. It means family members become financially dependent to OFWs and have become “milking cow.”

The book teaches about setting clear financial plans and expectation between OFWs and their family member. In addition, their family members have been reminded to have business that generates extra income so they will be self-sufficient few years after receiving remittance.

Through OMG book, the family members become aware of the financial condition of the OFWs.

5.) Can you tell us about yourself and your background? Why did you write a personal finance book for OFWs?

I am an Overseas Filipino Worker currently working as a school counselor at an international school in Thailand. I am married to Margie Amparo, also a teacher and an OFW, and have two children, Justin (10) and Gayle (8). I am also a personal finance advocate, a speaker, and writes article about financial management from a Christian perspective. I also founded a blog “Richly Blessed Today,” a blog about financial education, to help fellow OFWs manage their finances wisely.

Why did I write the book? The simple answer is that the financial struggle is real! Many OFWs have no savings and they don’t know where to put their hard-earned money.  I hope my book will create financial awareness and make a positive impact to many Filipino households especially to our modern-day heroes.

6.) How to get a copy of your book?

OFWs from different parts of the world can purchase a print copy or ebook through the Lulu online platform.

We were not taught financial literacy in school. It takes a lot of work and time to change your thinking and to become financially literate. –Robert Kiyosaki


Richly blessed,

JUN AMPARO is the author of OMG! OFW’s Money is Gone: Practical Tips on How to Be Wise with Your Hard-earned Money which was featured at GMA News OnlineBeing an OFW for over a decade, he’s aware about the common financial challenges of many Overseas Filipino Workers.  



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